Dental Implant finance - Smile now pay later

Finance Options & Policies

The Benefits To You

You can have the treatment right now– putting off dentistry may result in it becoming more extensive, invasive and expensive.

• You can spread the cost of the treatment over a suitable period
• Interest-free and low-cost monthly options can be a much more affordable alternative to credit cards or bank loans
• It’s easy to set up repayments by direct debit
• All finance options are provided by leading credit suppliers and are subject to status
• Our Treatment Co-ordinators can help you with the application– it’s simple

How It Works

Once you have discussed your treatment plan with your dentist, our treatment coordinator will arrange a payment plan to suit you. You will need 2 forms of ID to complete the application form which is sent off straight away and the approval process normally only takes a matter of minutes. We then get the agreement for you to sign and once it is sent off, you may start your dental treatment. The agreed monthly payments will be set up by direct debit.

What You Need To Know

• Dental treatment finance from a minimum of £500
• Terms available from 6 months to 60 months
• 0% finance available for 12 months or less
• Low-interest loans available at 7.9% over longer periods

We are able to provide finance for our patients. (subject to status) Facilities up to 12 months are normally available on an ‘interest-free’ basis. Interest is normally payable on repayment periods exceeding this – please speak to us for details. Finance is provided by Direct Dental Finance, who we have been using for the last 5 years. The finance facility allows us to offer patients high-quality dentistry which is spread over time into affordable monthly payments.

12 Months INTEREST-FREE CREDIT
Interest-Free Credit is available on balances of £500 – £50,000. Up to 12 months, flexible enough to suit everyone’s budget and a variety of treatments.

24-60 Months INTEREST BEARING CREDIT
The most cost-effective form of finance for many of our patients. Our Interest Bearing Credit products have APR’s that are lower than most major credit cards and offers an excellent option. Available on balances of £1000 – £50,000, from 2 years to 5 years, flexible enough to suit everyone’s budget (or all treatments).

COUNTDOWN INTEREST BEARING CREDIT
Otherwise known as “buy now pay later”. This is a product whereby our patients can benefit from a “payment holiday” for a period of up to 6 months.

Representative example:

Treatment cost £2400. Deposit £600. Repayable by 12 monthly payments of £150. Interest NIL. Total sum repayable £2400. 0%APR Representative. Alternatively interest bearing credit at 7.9% Apr.  Representative options include (24 months = £81.11) or (36 months = £56.10) or (60 months = £36.19)

Financial Conduct Authority Statement

 THE BIRMINGHAM PERIODONTAL AND IMPLANT CENTRE LTD trading as BPI Dental with its registered address at Dental Surgery, 115 Court Oak Road, BIRMINGHAM, B17 9AA, UNITED KINGDOM is authorised and regulated by the Financial Conduct Authority and entered on the Financial Services Register, reference number 649907.